Episodes
Monday Feb 04, 2019
Monday Feb 04, 2019
Sam and Erica's Marriage podcast
Romance in Your Marriage Part 1 of 4: Romance - Date Night
Episode 005
February 4, 2019
Introduction
- Who we are
- Subscribe...it’s free!
- New 4 part series on Romance In Your Marriage
Discussion
Making Date Night Spicy!
- Having a real Date Night, it’s really important
- What’s holding you back
- What to do
- What not to do
- Having a real Date Night, it’s really important
Hebrews 13:4 Let marriage be held in honor among all.
Ecclesiastes 9:9 Live happily with the woman you love through all the meaningless days of life that God has given you under the sun. The wife God gives you is your reward for all your earthly toil. She is the reward!!!
- Date Night Builds Intimacy
- Intimate conversation - we did this before we married.
- Catching up - life moves fast we need time to reconnect.
- Dreaming together - this podcast is the fruit of years of sharing our dreams to serve married folk.
- Sex - Good Date nights usually end in sex (married folk only).
- Oneness - The net result when a couple commits to Date Night.
- Definition of oneness: the fact or state of being unified or whole,though comprised of two parts.
- Mark 10:7-8 ‘For this reason a man will leave his father and mother and be united to his wife 8 and the two will become one flesh. So they are no longer two, but one flesh.
- What to do
A.Pick a time that fits your schedule
- Pick the prime real estate not the leftovers.
- Check with family and friends for help with schedules.
- Be creative
- Think about the things you did before you were married
- Explore common interests
- Recreational Enjoyment Inventory (see link below)
- Datenightbox.com
- Be consistent
- Put it in your Spending Plan (if you don’t know what that is check out Episode 001).
- Get excited!
- Put the phone down!!!
- What not to do
- Don’t talk about the finances
- Don’t talk about the kids
- Don’t talk about work
- What’s holding you back?
- Small children
- Money
- No time
- Fear (unknown)
- Not interested
ACTION ITEMS
- This time we want you to go out on a date. If it’s been a while and you struggle with what to talk about try sharing things you’d like to do on future dates.
- Pray for our podcast-we are praying for you.
- Don’t forget to subscribe.
- Share the podcast with two other people.
RESOURCES
Recreational Enjoyment Inventory from His Needs, Her Needs
Recreational Enjoyment Inventory
His Needs, Her Needs by Willard F. Harley, Jr.
His Needs, Her Needs on Amazon
Love and Respect by Dr. Emerson Eggerichs
A Celebration of Sex by Dr. Douglas E. Rosenau
A Celebration of Sex on Amazon
NEXT EPISODE
Next we continue our discussion on Romance In Your Marriage.
Monday Feb 04, 2019
Monday Feb 04, 2019
Sam and Erica's Marriage podcast
Money in your marriage Part 4 of 4: Money - How we give it
Episode 004
January 28, 2019
Introduction
- Who we are
- Subscribe...it’s free!
- 4th and final part of our Money in your Marriage series (all of it has been info for singles too)
Discussion
How we give our money
- Giving to our church
- Giving to our family
- Giving to our friends
- Giving to those in need
- Giving to the Church (We’ll come back to this one)
- Giving to your family
Proverbs 13:22 A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous.
Gifts
Birthdays
Holidays
Special Occasions
Legacy
College
Inheritance
- Giving to your friends
1 John 3:17 But whoever has this world's goods, and sees his brother in need, and shuts up his heart from him, how does the love of God abide in him?
-
- Gifts
- Assistance
- Wanna be in a position to GIVE and not loan. Lending creates hardships for the family/friend in need-they are already short of monies. Tension in the relationship.
- Be ok with saying no if you aren’t able to give -your relationship is more important.
- Can be a sacrifice
- Spouses should not loan each other money… ONENESS. If one of you is “short”, you both are “short”-Allowance helps.
- Giving to those in need
Charity
Matthew 6:2-3 "Therefore, when you do a charitable deed, do not sound a trumpet before you as the hypocrites do in the synagogues and in the streets, that they may have glory from men. Assuredly, I say to you, they have their reward. 3 "But when you do a charitable deed, do not let your left hand know what your right hand is doing,
- John 3:16. “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life”. The ultimate sacrifice can show the love of Christ to others
- Our closets are full of items we promised we were going to wear 15lbs ago. Someone could be using those gently used items.
- Homeless in America- According to the US Department of Housing and Urban Development's Annual Homeless Assessment Report, as of 2017 there were around 554,000 homeless people in the United States on a given night, or 0.17% of the population.
- Share personal story-I try to go through my items 2x a year and donate to the city’s recycling program. If I come across something I’m no longer using I set it out on trash day.
- School supplies for kids in need
- Giving to your church
Tithe
Proverbs 3:9-10 Honor the LORD with your wealth, with the firstfruits of all your crops; 10 then your barns will be filled to overflowing, and your vats will brim over with new wine.
- The tithe is God’s standard for giving. Not debatable.
- Net vs gross
- Old testament vs New testament
- Read His Word for yourself
- It is commanded, not optional!
- Some people have the spiritual gift of charity and tithing is easy, natural, even supernatural.
- Most of us don’t. We don’t get a pass because it’s not our gift.
- This act of worship has unique promises.
- Malachi 3:8-13
- You find the promises…”See won’t I open up the windows of heaven…” is just the beginning!
Gifts/ Offerings
- The tithe isn’t all of the giving that you can do at your church.
- Give gifts to Pastors or leaders who have made a difference in your life or the lives of your family.
- To help your church with special ministry initiatives.
- Ministries that have impacted you or your family-Family Life
ACTION ITEMS
- If you had a conversation about money this month that you wouldn’t have normally had go celebrate. You just started a new thing in your marriage and it will take it to new heights.
- Pray for our podcast-we are praying for you.
- Don’t forget to subscribe.
- FEB-Join us in our next episode as we talk about “making date night spicey”
RESOURCES
Budget - Excel spreadsheet
Our Spending Plan (Budget) spreadsheet
Dave Ramsey - Total Money Makeover
The Total Money Makeover on Amazon
Money and Marriage God’s Way
Money and Marriage God's Way on Amazon
Follow Josh and Bre on Instagram (just click the links below)
NEXT EPISODE
Next we begin our discussion on Romance In Your Marriage.
Monday Jan 28, 2019
Monday Jan 28, 2019
Sam and Erica's Marriage podcast
Money in your marriage Part 3 of 4: Money - How we save it
Episode 003
January 28, 2019
Introduction
- Who we are
- How we got here
- What the podcast is all about
Discussion
How we save money
- Why should we save?
Proverbs 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.
Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.
- How do we save.
Types and tiers
- The Emergency Fund
- $1000
- Gotta do this first!
- When you have it unexpected expenses seem to pass you by.
- When you don’t have it unexpected expenses seem to be drawn to you like you're some kind of magnet.
- Needs to be separate from your other finances...so it doesn’t just get pulled in.
- Retirement savings
- Super important
- Invest early- can’t beat the math of compound interest
- Don’t turn down your free money-you’ll get back to it later.
- Offered to participate in 401K program through work and I opted out
- DO something!
- Special occasion, event or purchase savings
- Christmas - same day every year
- We didn’t always save or have a plan
- When we did it went smoother and there was less friction. Make sure you are in agreement on how much to spend.
- Vacations - cost divided by the number of months you have until the trip. Don't forget the spending money.
- When you plan there is less stress. You can actually vacate while on vacation, no worries about the bills or what the bills will look like when you return home
- Make sure the vacation matches the season you are in in your finances. The important things are that you plan ahead and the time you spend with family.
- Cedar Pointe and affordable hotel stay vs Disney World (possible credit card).
- Be consistent (you don’t want to try to “catch-up”).
- Household upgrades - sofa, tv, refrigerator
a.Make a list of what you want to get done in the house, together.
- Save towards getting those things accomplished. Consider order of importance.
- Compromise: Some things will be important to you and not your spouse.
- Be flexible: The list will change.
- Make sure you are in agreement on how you will save and what you are saving for.
- Talk about the end game. You want to feel like you are working towards something.
- Be on the same page:
- Mark 3:25: If a house is divided against itself, that house cannot stand.
- Psalm 133:1: How good and pleasant is it when God’s people live in unity!
- Celebrate your victories!
ACTION ITEMS
- Plan a day to discuss all of your thoughts on saving and what you would like to save for. Hear each other’s hearts about saving and develop a strategy to address what you uncover. You may realize how all of our action plans require some sort of discussion. That’s our way of getting you to discuss your finances.
- Pray for our podcast
- Like us on social media, FaceBook, Twitter and Instagram.
RESOURCES
Budget - Excel spreadsheet
Our Spending Plan (Budget) spreadsheet
Dave Ramsey - Total Money Makeover
The Total Money Makeover on Amazon
Money and Marriage God’s Way
Money and Marriage God's Way on Amazon
NEXT EPISODE
Next week we'll discuss how to give it.
Monday Jan 21, 2019
Monday Jan 21, 2019
Sam and Erica's Marriage Podcast
Money in your marriage Part 2 of 4: Money - How do you see it?
Episode 002
January 21, 2019
Introduction
- Who we are
- How we got here
- What the podcast is all about
Discussion
How do we see money
- Money is a tool.
Money is not bad or evil.
1 Timothy 6:10 - For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.
Hebrews 13:5 - Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.
Ecclesiastes 5:10 - He who loves money will not be satisfied with money, nor he who loves wealth with his income; this also is vanity.
You use it to build or destroy
Build wealth
Bless others
Buy more comforts
Do you want money to:
Live a certain lifestyle, buy nice things, a nice home, nice cars, etc.
Luxuries
Provide security
Emergency fund, college fund, retirement savings.
Debt
The Bible warns against debt
Proverbs 22:7 - The rich rules over the poor, and the borrower is the slave of the lender.
Proverbs 22:26 - Be not one of those who give pledges, who put up security for debts.
Hebrews 13:5 - Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.”
But we still use debt, why?
What is your attitude about debt?
Some people hate it
Some people love it
Some people accept it as “that’s just a part of life”
The normal American has $38,000 in debt, not including their mortgage.(CNBC)
Is all debt created equal? Good or bad:
Credit cards
Mortgage
Payday loans
Student loans
The Bible doesn’t discriminate
So should you use debt?
The amount of debt you have, as a couple, coupled with the risk tolerance of each of you creates the formula for catastrophe in your marriage.
That’s a decision that should be made jointly.
Debt will impact other decisions. You may not be able to do things the way you would like to because of your debt and the obligation to make those payments.
Payments affect:
How you spend
How you save
How you give
I would sponsor a family at Christmas or help my children but...
So what do we do?
Discuss all debts
Only add new debt if both of you consider it and agree
Develop a plan to get out of debt that you agree on
No one would argue that the God’s perfect will is that we, his people, not be borrowers.
ACTION ITEMS
- Plan a day to discuss all of your debt-may require getting a copy of your credit reports. Hear each other’s hearts about debt and develop a strategy to address what you uncover.
- Pray for our podcast
- Leave us a voicemail, let us know what you think, suggestion topics, even prayer requests.
RESOURCES
Budget - Excel spreadsheet http://www.christianswithambition.com/wp-content/uploads/2016/05/glbl-budget-template_v1_1.xls
Dave Ramsey - Total Money Makeover
The Total Money Makeover on Amazon
Money and Marriage God’s Way
Money and Marriage God's Way on Amazon
NEXT WEEK’S EPISODE
Next week we'll discuss how to save it.
Saturday Jan 12, 2019
Sam and Erica's Marriage podcast - Money in your marriage - Part 1 of 4 - 001
Saturday Jan 12, 2019
Saturday Jan 12, 2019
Sam and Erica's Marriage podcast
Money in your marriage Part 1 of 4: Money - How to spend it
Episode 001
January 7, 2019
Introduction
Who we are
How we got here
What the podcast is all about
Discussion
How should we spend our money
To bless our family, especially our spouse.
So, what do you want money for?
1 Timothy 5:8 ESV — But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.
Proverbs 13:22 ESV — A good man leaves an inheritance to his children’s children,
but the sinner’s wealth is laid up for the righteous.
Deuteronomy 28:12 ESV — The LORD will open to you his good treasury, the heavens, to give the rain to your land in its season and to bless all the work of your hands. And you shall lend to many nations, but you shall not borrow.
Do you want money to:
Live a certain lifestyle
Buy nice things, nice home, nice cars, luxuries, etc.
Provide security
Emergency fund
College fund
Retirement
And of course there’s debt - we’ll talk more about that in a future episode
We should spend it with a purpose - The spending plan
Find a format that works for you
We use a spreadsheet
Spending cash/ envelope system (Dave Ramsey)
Money and Marriage God’s way has examples of four systems
cash/ envelopes
pencil and paper
Software
Apps and web based
Begin with prayer
Be open to each others concerns
Review at the end of the month so you both understand the adjustments for next month.
Allocate every dollar
Estimate all income then subtract all expenses
Allowances are important!
Budget money for dates, eating out, shopping, etc.
Be honest!
Your first attempt won’t be perfect. Stay at it. It will get better.
Proverbs 27:23 NIV — Be sure you know the condition of your flocks, give careful attention to your herds;
Ecclesiastes 7:12 NIV — Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: Wisdom preserves those who have it.
ACTION ITEMS
Try to prepare your own budget
Pray for our podcast
Share our podcast with your friends
Copy and share this link: seasonsministries.org/podcast
RESOURCES
Budget - Excel spreadsheethttp://www.christianswithambition.com/wp-content/uploads/2016/05/glbl-budget-template_v1_1.xls
The Total Money Makeover - Dave Ramsey
Tuesday Jan 08, 2019
Sam and Erica's Marriage podcast begins January 14, 2019
Tuesday Jan 08, 2019
Tuesday Jan 08, 2019
Welcome to Sam and Erica's Marriage Podcast. On our podcast we'll discuss ways of making better marriages. Join us each week as we have a fun discussion about enjoying the highs and reducing the lows of marriage. You can also find us at seasonsministries.org/podcast.